Last updated: October 12, 2026
This policy explains what data Tuki stores, why we store it, and how you can exercise your rights over it.
We store the data you provide when you create an account: your email address, an encrypted version of your password (never the password in plain text), and your currency and language preferences.
For your finances we store only what you record: transactions, categories, accounts, budgets, goals, investments, recurring expenses and reminders. Tuki does not access your bank accounts or connect to them on its own.
To provide the service: storing and displaying your transactions, calculating your balances, and generating the reports and alerts you ask for.
We do not sell your data, do not use it for advertising, and do not share it with third parties for commercial purposes.
Tuki uses a language model to interpret the text you type and classify it into a category and an account. To do this, only the text of the transaction you just wrote is sent, never your full history.
If you do not enable this feature, the app still works and the transaction is saved without automatic classification.
If you connect your WhatsApp number, we store that number alongside your account so we can match the messages you receive to your transactions. We do not store the content of your conversations or any conversations with third parties.
You can unlink your number at any time from Settings; once you do, Tuki stops processing messages from that line.
We keep your data while your account is active. If you request account closure, we delete your financial data and your profile within 30 days, unless we are legally required to retain something.
Accounting records, if any, are kept only for as long as applicable law requires.
You can access, correct and export your data from the app at any time. Because Tuki lets you export your transactions, you do not need to wait for a reply from us.
To request access to, correction of, or deletion of your data, email hello@tuki.app from the address you registered with. We respond within 30 days.